Kira is your AI assistant inside BWise. She connects to your bank accounts and can answer questions about your finances by voice or text. She retrieves and organises your data so you don't have to dig through apps or spreadsheets.

BWise is Australia's first Financial Intelligence Platform. You connect your banks, and Kira organises everything into one clear view. Property, super, savings, investments. Then you just ask her whatever you want to know.

Yes. BWise uses bank-grade AES-256 encryption for all data. We connect to your banks through Basiq, an accredited Open Banking provider regulated by the ACCC under Australia's Consumer Data Right (CDR). Your login credentials are never stored. We use secure, read-only tokens. All data is stored in Australia.

How does Open Banking work?

Instead of giving us your password, you log into your bank directly and give permission for BWise to see your transactions. Your bank shares the data securely. You stay in total control and can revoke access anytime. We support 100+ Australian banks including CommBank, Westpac, NAB, ANZ, Macquarie, and more.

Pretty much anything about your money. How much did I spend on dining out last month? What's the rental yield on my Melbourne apartment? Whether you prefer voice or typing, she'll give you instant, accurate answers based on your actual data.

Is Kira just ChatGPT?

Not at all. ChatGPT is clever but it doesn't know what's in your bank account. Kira actually sees your finances, your transactions, and your property portfolio. She's built specifically for Australian rules, like negative gearing and EOFY.

Does it support investment properties?

This is a core part of why we built BWise. You can track every property, mortgage, and offset account. We've built in the proper ATO labels (P, Q, F, U) so your accountant will love you come tax time. EOFY reports are generated automatically and ready to hand over.

BWise

Ask anything about your money. Get a real answer.

Connect your banks and Kira organises everything. Then just ask her whatever you want to know.

Property Portfolio Management

Track every property, mortgage, and rental in one place. See your real estate wealth at a glance.

Smart Categorisation

Every transaction sorted instantly by AI. No manual tagging, no spreadsheets, no effort.

Net Worth Tracking

Property, super, savings, investments. Your complete financial picture in one place, updated in real time.

Cash Flow Intelligence

See where your money goes each month. Spot patterns, track recurring charges, and stay ahead of upcoming bills.

EOFY Tax Reports

Tax time sorted. All your income and expenses tracked automatically, ready to hand to your accountant.

Built for Australians who want the full picture.

First Home Buyers

Build your deposit, track your progress, and understand exactly what you can afford.

Property Investors

Manage multiple properties, calculate yields, and optimize your entire portfolio automatically.

Wealth Builders

Consolidate complex portfolios across property, shares, super, and alternative assets.

Your finances, organised and ready to talk about.

Kira pulls everything together so you can just ask.

Your whole property portfolio, in one view.

Track every mortgage, offset account, and rental income stream. See your live equity position clearly and make smarter decisions for your future.

Stop sorting transactions manually.

BWise organises every transaction the moment it lands. Groceries, utilities, and transfers are all sorted instantly so you can focus on growing your wealth, not tagging data.

Transactions sorted in seconds.

AI categorises every transaction the moment it lands. Groceries, utilities, subscriptions, transfers — all organised instantly without any manual work from you.

Bills detected before they hit.

BWise spots upcoming bills and recurring charges automatically. Get alerts before payments land, see exactly what's coming, and never be caught off guard again.

Tax time? Already sorted.

EOFY reports generated automatically. Every expense, deduction, and income stream tracked and categorised — ready to hand to your accountant in minutes.

The numbers speak for themselves.

10M+

Transactions automatically categorised by AI

50+ hours

Average time saved per year vs manual tracking

98%

Recurring bills and subscriptions detected automatically

What our users say

"Finally, I can see all my properties and bank accounts in one place. The EOFY reports saved me hours — everything was already categorised and ready to hand over to my accountant."

Sarah Chen
Property Investor, Sydney

"I used to spend weekends updating spreadsheets. Now BWise tracks everything automatically — bills, subscriptions, cash flow. I just check in when I need to."

James Mitchell
Small Business Owner, Melbourne

"BWise showed me exactly where my money was going. I found subscriptions I'd forgotten about and reached my deposit goal six months earlier than planned."

Emma Thompson
First Home Buyer, Brisbane

Stop guessing. Start asking.

Connect your banks in two minutes. Ask Kira anything.

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No credit card required.

Meet Kira.

Connected to 100+ Australian banks